How to Get 100% Digital Personal Loan with Fullerton India Loan App?

Personal loans are the most preferred financial source for people in need of immediate funds. These loans are collateral-free, have competitive interest rates, and come with simple eligibility conditions and minimal documentation requirements. Since most lenders have flexible repayment terms, their EMIs do not become a burden for the borrowers. If repaid on time, they can be great tools to improve your credit score as well. 

If you are looking for a personal loan, you have three routes to go: offline, online, and through the lender’s loan app. One such app is the Fullerton India Personal Loan App. Let’s find out more about the best loan app, its features and benefits, and how you can get a 100% digital personal loan using the app.

About the Instant Loan App

Fullerton InstaLoan App is an online loan app launched by Fullerton India Credit Company Ltd. in 2016. Having built its name in the financial sector since 2007, the company introduced this app to embrace technology and make loan processing easier and faster for prospective borrowers. Suppose you are looking for a personal loan of up to ₹25 lakhs. In that case, Fullerton has the best personal loan app in India, supporting 100% digital loan and documentation procedures to enhance user convenience.

Some of the most sought-after benefits of the loan app are:

  • 100% digital loan application
  • Instant loan approval 
  • 24/7 accessibility
  • Loan disbursal within 24 hours
  • Anywhere, anytime loan access
  • Loan availability from your smartphone 
  • Loan access without leaving your home
  • The complete paperless documentation procedure

Features of Personal Loan App

These are the main features that make Fullerton India Personal Loan App better than the others:

  • No End-Use Restrictions: The best thing is that Fullerton India does not put any restrictions on how you can use your approved loan amount. That means you can use your loan for a wedding, education, vacation, medical emergency, home renovation, or other big-ticket expenses in your life.
  • Ample Loan Amount: Personal loans of ₹ 50,000 to ₹ 25 lakhs are sufficient to cover most of your urgent expenses.
  • Competitive Interest Rates: At Fullerton India, you avail competitive interest rates on personal loans, saving money on the total loan cost.
  • Flexible Repayment Tenure: When you apply for a personal loan at Fullerton India Personal Loan App, you get a flexible repayment term of 12 to 60 months. Use a personal loan EMI calculator to calculate your EMIs and select a loan term according to your budget.
  • Unsecured Loan: You may avail of unsecured personal loans at the Fullerton loan app, for which you don’t need to provide any collateral, guarantor, or security.
  • Fast Approval: Once you install the app and provide the required details, you get your loan approval instantly and the loan amount in your bank account within 24 hours.

How to Avail a Digital Personal Loan with the Fullerton Personal Loan App?

These are the steps to apply for a digital personal loan with the Fullerton instant loan app:

  1. Download and install the Fullerton India InstaLoan app on your smartphone.
  2. Create an account or register via your Facebook or Google account.
  3. When prompted, enter your personal details, employment and income-related information, and bank credentials.
  • Check the lender’s personal loan eligibility conditions and ensure that you fulfill them. These include your income, age, employment, credit score, debt-to-income ratio, etc.
  • Scan and upload the required documents, including your residence, income, and identity proofs.
  • Click on the ‘submit’ button to apply for a personal loan from the Fullerton India loan app.

After submission, you will get instant confirmation about whether you are eligible for a personal loan from Fullerton India or not and what is the loan amount you may apply for. If you accept the loan offer, you receive your loan agreement, and you get your approved loan amount transferred into your bank account within 24 hours.*

The Fullerton loan app is undoubtedly the most popular and reliable personal loan app in India. Features like competitive interest rates, 24/7 availability, fast approvals, and flexible repayment terms make the app a favorite app among prospective borrowers. Whenever you find yourself in a financial crunch, use the app installed on your phone to access the required funds within minutes easily. Use the app to obtain unsecured funds at the right time without putting anything at stake.

*T&C Apply