How do I report unfair credit practices?

How do I report unfair credit practices?

If a business extends credit to their clients, the business must have certain credit policies and practices. However, the business must keep in mind that the credit rules and regulations should not violate federal and state laws related to credit practices. Most important of these laws is the Federal Trade Commission Act and related Credit …

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What is alternative business funding?

Small businesses need funding to help them cover costs associated with their business operations. Traditionally, business owners turn to banks and other financial institutions for such kind of funding. However, before the business obtains financing from conventional lending institutions, there are conditions. They have to prove the ability to repay the loan and have a …

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What Are Crypto Trading Bots?

What are crypto trading bots?  Is it really a robot, as some people have the misconception that it is? Are they only for beginners who don’t know how to manage their investments? The answer to all these questions is no, and this article will enlighten you on what crypto bots are and how they work. …

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How to Effectively Save For Your Future

No matter where you are in your career, it’s never too soon to start planning ahead for the future and your retirement, and having a clear financial strategy to save and invest your money can remove a lot of stress and worry in later years. Investing for the future can sometimes seem like a daunting …

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When Is a Debt Consolidation Loan a Good Idea?

If you are struggling to make your monthly repayments on multiple loans and credit cards, then you may have thought about debt consolidation loans.  For some people, debt consolidation can be a great option. However, as with taking any loan, it’s important that you consider all of the information before making a decision. What is …

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Benefits of Pradhan Mantri Awas Yojana (PMAY) Scheme

“Pradhan Mantri Awas Yojana is not just about merely building houses. This is a significant step in making the dreams of the poor come true” – Narendra Modi, Prime Minister Food, clothing, and family are often considered the three most important things in daily life. However, given the ever-increasing land area, most people find it …

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Filing Failures: What Happens if You Miss the Tax Deadline?

A lot of people dread when taxing time reaches. Questions like how much should they pay or will they get a refund crisscrosses their minds, making it more stressful. Close to 40% of Americans fail to pay taxes on time just because they consider the process tiresome. The late Benjamin Franklin once opined that death …

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Benefits of Home Loan EMI Calculator

Are you making plans on buying a home with the assist of a domestic mortgage? if so, it’s an amazing concept to calculate your own home loan EMI matter before signing the dotted line. A useful device together with a home loan EMI calculator will let you with this. EMI manner the equal month-to-month installments …

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How can you avail Tax benefits from LAP?

When there’s a demand for great price range, promoting belongings, irrespective of whether or not enterprise or personal, has been a protracted custom.  It’s something that the more a part of us have investigated subsequently in our lives while we have got faced a big financial trouble. Maybe than promoting the belongings out and out …

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Impact of Late Payment on CIBIL Score

CIBIL (Credit Rating and Information Bureau India Ltd) is a 3-digit dynamic variety allocated to humans and businesses and is directed via way of means of RBI (Reserve Bank of India). Banks and financial institutions test this rating to interrupt down enhance and rate card candidates’ opportunities of reimbursement. Complex authentic computations are applied to …

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