Best Health Insurance Companies in USA

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We have deeply analysed this directory of Best health insurance companies in USA that provides a simple way to analyse the Best health insurance companies in USA that one can trust and opt for.

List of Best health insurance companies in USA:

Here, we have presented the top health insurance companies in USA (listed).

  • UnitedHealth Insurance
  • Kaiser Foundation Health Insurance
  • Anthem, Inc.
  • Humana health Insurance
  • CVS health Insurance
  • HCSC Health insurance
  • Centene Corp Health Insurance
  • Cigna Health Insurance
  • WellCare health insurance
  • Molina Healthcare, Inc. Insurance
  • Independence Health Group Inc. Insurance
  • Blue Cross of California Health Insurance
  • Highmark Group Health Insurance
  • Blue Cross Blue Shield of Michigan Health Insurance
  • Caresource Health Insurance
  • Carefirst Inc. Health Insurance
  • Health Net of California, Inc. Health Insurance
  • UPMC Health System Insurance
  • Metropolitan health Insurance
  • Guidewell Mut Holding Insurance

Best health insurance companies in USA

Here we have discussed some of the Best health insurance companies in USA that you can consider for buying yourself a health insurance as this list suggests you some of the major health insurance companies in USA with their necessary information.

1. UnitedHealth Insurance

UnitedHealth Insurance is one of the largest health insurance companies in USA having advanced technology, clinical expertise and health information in our list of health insurance companies. This health insurance America company serves more than 130 other countries as well as US by using two distinct platforms as UnitedHealthcare which provides the needed healthcare coverage and benefits and Optum that provides the needed information and technology related to health. So, UnitedHealth Insurance is the first one in insurance companies list in USA.

Contact Info

(800)328-5979

Foundation Date

Jan 1977

Founder

Richard T Burke

Location

Greater Minneapolis-Saint Paul Area, Great Lakes, Midwestern US

Employees

10001 +

Annuval Revenue

‎$ 242.155 billion (2019)

Net Income

‎$ 14.239 billion (2019)

Direct Premium Written

$ 156.9 billion

Market Share

14.2 %

Company Type

For Profit

Subsidiaries

Optum, UnitedHealthcare StudentResources, etc.

Social Network Links
Features of State Farm Insurance
  • It is an American for-profit managed health care company.
  • It offers a variety of products that includes individual health insurance to full employer benefits plans.
  • It is the largest health insurance companies in the USA

2. Kaiser Foundation Health Insurance

Next on our list of US health insurance companies is Kaiser Foundation Health Insurance as a non-profit healthcare organization. Among all health insurance companies in USA thus one offers oncology, hospice, laboratory, nephrology, occupational therapy, pain management, paediatric rehabilitation, allergy, audiology, cardiology, dermatology and pharmacy amenities needed by the individuals. And so, it is categorized among the top ten health insurance companies in USA.

Contact Info

 (888) 492-7245

Foundation Date

 July 21, 1945

Founder

Henry J. Kaiser Sidney R. Garfield

Location

West Coast, Western US

Employees

304,874 employees

Annuval Revenue

 $ 84.5 billion

Email ID

info@kaiserinsuranceonline.com

Direct Premium Written

$ 93.2 billion

Market Share

8.5 %

Company Type

For Profit

Social Network Links

Facebook: View on Facebook

Features of Kaiser Foundation Health Insurance
  • It provides strong customer service
  • It has several health savings account options
  • It offers its users a variety of health plans available
  • It offers users an affordable rates option
  • There is a wide selection of options
  • It offers price advantage to the of age people
  • It is nation’s largest not-for-profit health plans
  • There is adult membership
  • It has health trackers
  • It even maintains Medical Records

3. Anthem, Inc.

Anthem, Inc. is one of the top rated health insurance companies in USA which makes healthcare a simpler option for its users. This us healthcare insurance company serves more than 78 million people by providing health plans suited to the need of individuals. Among the different health insurance companies in USA, Anthem offers both basic and comprehensive plans for its users.

Contact Info

(317)488-6000

Foundation Date

1944

Location

Great Lakes, Midwestern US

Employees

10001+

Annuval Revenue

US $ 92.105 billion (2018)

Email ID

anthemincsitefeedback@anthem.com

Direct Premium Written

$ 67.2 billion

Market Share

6.1 %

Company Type

For Profit

Social Network Links

4. Humana health Insurance

Humana health Insurance is fourth in our list of health insurance companies in USA which helps its members in achieving the best health care services they need. Humana medical insurance is the best medical insurance for self-employed option to buy. Though it is Available only in twenty two states still offering its services throughout. It is also famous for providing an all-in-one solution.

Contact Info

1-800-457-4708

Foundation Date

1961

Founder

Wendell Cherry, David A. Jones, Sr.

Location

Louisville, Kentucky, United States

Employees

 ~46,000 (December 2019)

Annuval Revenue

6,488.8 crores USD (2019)

Direct Premium Written

$ 56 billion

Market Share

5.1 %

Company Type

For Profit

Subsidiaries

Humana Military Health Services, Inc, etc.

Social Network Links
Features of Humana health Insurance
  • It is widely accessible
  • It offers several different plans
  • It has a Low-cost premiums
  • The plans change depending on state or region

5. CVS health Insurance

CVS health Insurance is in our list of top health insurance companies in the USA that help individuals to attain a better health care facility by offering health services, plans, and community pharmacists, etc. This private health insurance company in the USA even serves about 22.2 million medical members.

Contact Info

1-888-607-4287

Foundation Date

May 8, 1963, in Lowell, Mass.

Location

Woonsocket, Rhode Island

Employees

300,000 (2019)

Annuval Revenue

US $ 256.776 billion (2019); US $

Direct Premium Written

$ 55.4 billion

Market Share

5.0 %

Company Type

For Profit

Social Network Links

6. HCSC Health insurance

Next in top 10 health insurance companies in USA is HCSC Health insurance is one of the largest customer-owned health insurers in the U.S. This health insurance company was founded in 1936 and provides services to more than 15 million members in its operating states that includes Illinois, Montana, New Mexico, Oklahoma, and Texas. It also has an “A” (excellent) financial strength rating from A.M. Best.

Contact Info

+1-800-654-7385 or +1-800-654-7385

Foundation Date

1936

Location

Chicago, Illinois, United States

Employees

23,000 (More than)

Annuval Revenue

$ 38.6 billion

Net Income

‎$ 14.239 billion (2019)

Direct Premium Written

$ 36.9 billion

Market Share

3.4 %

Company Type

For Profit

Subsidiaries

Blue Cross and Blue Shield of Texas, etc.

Social Network Links
Features of State Farm Insurance
  • It provides you financial stability
  • It offers you admirable healthy living programs

7. Centene Corp Health Insurance

Centene Corp Health Insurance is amongst the top health insurance companies which in itself is a is a diversified, multinational healthcare company. It even provides its health services to government-sponsored healthcare programs. It is also an international health insurance companies in USA which serves three international markets and 32 states.

Contact Info

1-314-725-4477

Foundation Date

1984

Location

 St. Louis, Missouri

Employees

‎~56,600

Annuval Revenue

$ 74.6 B

Net Income

US$1.321 billion (2019)

Direct Premium Written

$ 36.3 billion

Market Share

3.3 %

Social Network Links

8. Cigna Health Insurance

Cigna Health Insurance is a commonly used name of medical insurance companies as it consists of an expansive network of doctors with a practical assortment of health insurance plans. But, it does not have any short term plan for people. It is one of the best-known independent contractor health insurance companies in the US.

Contact Info

1800 102 4462

Foundation Date

1977

Location

East Coast, New England, Northeastern US

Employees

73,800 +

Annuval Revenue

15,361.6 crores USD (2019)

Direct Premium Written

$ 29.3 billion

Market Share

2.7 %

Social Network Links
Features of Cigna Health Insurance
  • It provides you out of network care which is available even without a referral
  • It also provides you telehealth services
  • It provides collaborative accountable care
  • It offers life and accident insurance coverages
  • It even serves the selected international markets
  • It offers a variety of Medicare Advantage plans

9. WellCare health insurance

Next on our list of medical insurance companies is WellCare health insurance which serves about 6.4 million members nationwide in order to deliver government-sponsored managed care services to the people in need. This top health insurance company in USA was founded in 1985 for profit purpose and also to deliver health care services to individuals.

Contact Info

1-800-288-5441

Foundation Date

1985

Location

Tampa, Florida , United States

Employees

14,000 (October 2019)

Direct Premium Written

$ 20.5 billion

Market Share

1.9 %

Company Type

For Profit

Social Network Links

10. Molina Healthcare, Inc. Insurance

Among the top health insurance companies is Molina Healthcare, Inc. Insurance which mainly focus on government funded healthcare programs for skilled individuals and families. It also has its contracts with state governments to provide health care services to the ones in need.

Contact Info

(855) 687-7860

Foundation Date

1980

Location

Long Beach, California, United States

Employees

~20,000 (December 2017)

Annuval Revenue

1,630 crores USD (2016)

Direct Premium Written

$ 18.5 billion

Market Share

1.7 %

Social Network Links
Features of Molina Healthcare, Inc. Insurance:
  • It offers you exceptional wellness program
  • It offers you admirable preventative care

11. Independence Health Group Inc. Insurance

Next we have Independence Health Group Inc. Insurance in our list of health insurance companies in USA which is a subsidiary of Independence Health Group, Inc and was founded in 1938 with a market share of 1.75 %.

Contact Info

+1 800-275-2583

Foundation Date

1938

Location

Greater Philadelphia Area, Great Lakes, Northeastern US

Employees

5001 to 10,000 employees.

Annual revenue

$ 16.3 billion

Direct Premium Written

$ 17.0 billion

Market Share

1.75 %

Company Type

For Profit

Social Network Links

12. Blue Cross of California Health Insurance

Blue Cross of California Health Insurance is also one amongst the list of all health insurance companies in USA that offers comprehensive benefits as well as variety of wellness discount programs for health benefits to individuals. Among different health insurance companies in USA, Blue Cross of California is providing a non-profit health plan, that provides quality health services with affordable care since 1939 in California.

Contact Info

(800) 325-5166

Foundation Date

1938 (created) 1939 (incorporated)

Founder

California Medical Association

Location

601 12th Street Oakland, California

Employees

6,808 (2018)

Annuval Revenue

‎$ 20.6 billion USD (2018)

Net Income

‎$ 413 million USD (2018)

Company Type

For Profit

Social Network Links
Features of Blue Cross of California Health Insurance
  • There is always a health care facility provider who accepts BCBS in your state irrespective of where you live.
  • There exist many policy options

13. Highmark Group Health Insurance

Highmark Group Health Insurance in one in our list of private health insurance companies in USA that provides health care services to individuals and is located in Fifth Avenue Place Pittsburgh, Pennsylvania with a non profit motive this company was formed in 2011.

Foundation Date

2011

Location

Fifth Avenue Place Pittsburgh, Pennsylvania

Employees

‎40,000+ (2017)

Annuval Revenue

‎$ 18.2 billion USD (2016)

Market Share

48 percent

Company Type

Non profit

Social Network Links

14. Blue Cross Blue Shield of Michigan Health Insurance

Blue Cross Blue Shield of Michigan Health Insurance is amongst the american health insurance companies which is operating in 83 Michigan counties to offer Individual and family health insurance plans as per their needs.

Contact Info

888.630.2583

Foundation Date

1929

Location

Detroit, Michigan, United States

Employees

5001 – 10,000 employees.

Annuval Revenue

$ 580 M

Direct Premium Written

$ 8,278,159.

Subsidiaries

Blue Care Network of Michigan, Accident Fund, etc

Company Type

For Profit

Parent organization

Blue Cross Blue Shield Association

Social Network Links

15. Caresource Health Insurance

Caresource Health Insurance is next among the top health insurance companies which is a non profit company offering its services as health care plans in Ohio. It even offers a lifetime of health coverage options.

Contact Info

1-800-488-0134. Or 937.224.3300

Foundation Date

1989

Location

Headquarters 230 N. Main St. Dayton, Ohio 45402

Employees

‎4,000 +

Annuval Revenue

$ 8.8 Billion USD (2017)

Market Share

31.7 percent

Company Type

Non Profit

Social Network Links

16. Carefirst Inc. Health Insurance

Next, we have Carefirst Inc. Health Insurance in our list of health insurance companies which is the major health care insurer in the Mid-Atlantic area and serves its health care services to nearly about 3.2 million people. It was founded in 1942 and is having its headquarters in Baltimore, Maryland and Washington, D.C.

Contact Info

800-722-2467 or 800-722-2235

Foundation Date

1942

Location

Baltimore, Maryland and Washington, D.C.

Employees

5,000

Email ID

newsletter.editor@carefirst.com

Annuval Revenue

‎$ 8.8 billion

Market Share

75 % market share in Maryland

Company Type

For Profit

Social Network Links

17. Health Net of California, Inc. Health Insurance

Health Net of California, Inc. Health Insurance is next among the top health insurance companies providing affordable health plans which even includes low cost health care coverage specially for low income adults, families, and children’s.

Contact Info

+1 888-926-4988

Foundation Date

1977

Location

21281 Burbank Blvd, Woodland Hills, CA 91367, United States

Employees

3,000

Annuval Revenue

14,009 $ millions

Spoiler title

Centene Corporation

Company Type

Non Profit

Social Network Links

18. UPMC Health System Insurance

UPMC Health System Insurance is next among the top health insurance companies which help in attaining you the available best hospitals, best doctors, and best customer service. It is basically a health benefits company founded in 1988 at 600 Grant St. Pittsburgh, Pennsylvania 15219, US.

Contact Info

1-844-220-4785

Foundation Date

1988

Location

600 Grant St. Pittsburgh, Pennsylvania 15219, US

Annuval Revenue

$ 20.6 billion

Company Type

For Profit

Social Network Links

19. Metropolitan health Insurance

Metropolitan health Insurance is also in our list of health insurance companies in USA which offers lower cost health care services to individuals and their family members. It was founded in March 24, 1868 at New York City, New York, United States.

Contact Info

+233 30 263 3933

Foundation Date

March 24, 1868

Location

MetLife Building, New York City, New York, United States

Annuval Revenue

US $ 67.941 billion (2018)

Company Type

For Profit

Market Share

7.87 %.

Social Network Links

20. Guidewell Mut Holding Insurance

Guidewell Mut Holding Insurance is basically a holding company for Florida Blue or say is a mutual insurance holding company which is known by the name GuideWell Mutual Holding Corporation and it is designed to provide health insurance in Florida. This top rated health insurance company in USA was founded in 2013 specifically by a reorganization initiated by Florida Blue which is the member company of the Blue Cross Blue Shield Association.

Foundation Date

2013

Location

Jacksonville, FL

Annuval Revenue

US $ 19 billion (2018)

Net income

US $ 1 billion (2018)

Market Share

2.5 %

Social Network Links

Frequently Asked Questions

How does American health insurance work?

The consumers pay an amount of premium as an up front premium to a health insurance company which is used by the consumer or individual at the time of risk.

How much do Americans pay for health insurance?

On an average health insurance premium for single coverage would cost around $ 6,400 and health insurance premium for family coverage would cost around $ 15,500.

What is the biggest health insurance company in USA?

Although there exists several health insurance companies in USA and amongst all UnitedHealthcare is the biggest health insurance company in USA.

What health insurance covers USA?

Among all the things doctor and hospital visits, prescription drugs, wellness care, and medical devices are covered in USA.

Which is the Best Health Insurance Company In USA?

Choosing the one best health Insurance Company in USA depends upon the choice and need of the individual and it may vary from individual to individual. Although, UnitedHealth

  • Blue Cross or Blue Shield is the Best health Insurance Company for offering Nationwide Coverage.
  • Cigna Health Insurance: Best health Insurance Company for Global Coverage.
  • Humana health Insurance: Best health Insurance Company for 360 Degree (Wrap around) Coverage.
  • Kaiser Foundation Health Plans: Best health Insurance Company for HMOs.
  • United Healthcare Services Inc.: Best health Insurance Company for the Tech Forward.

Which is the cheapest Best Health Insurance Company In USA?

Some of the cheapest Best health Insurance Company In USA are as follows:

  • UnitedHealth Group
  • Kaiser Permanente
  • Cigna
  • BlueCross BlueShield

Which are the top 5 Best Health Insurance Company In USA?

Some of the top 5 Best Health Insurance Company in US are as follows:

  • UnitedHealth Group
  • Anthem
  • CVS
  • Kaiser Foundation
  • Cigna Health
  • HCSC

Conclusion:

Choosing the right best health insurance company for your insurance needs is a tuff task. But here we have analysed for you the best health insurance companies that you can choose from. You can also compare these insurance policies online for their products, coverage amounts, deductions and special discounts. Other than this you can also call insurance companies and ask for an agent to know more about the coverage options.

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