Best Cashback Credit Cards 2020 (Updated)

A certain percentage of what you spend is received by you in the form of credit card rewards or Cash back credit cards pay back. And to maximize the value of your rewards and perks you need to spend more using your cash back credit cards.
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Best Cash Back Credit Cards

The most popular way to earn rewards nowadays is credit cards as they provide us with tangible, easy-to-understand benefits.

But we do know that not all cash back credit cards are created likewise. They differ in their cash back rate offered credit limits, and different types of rewards, etc.

Thus, Cash back credit cards do serve us as a useful tool to get paid back for the things you buy every day. Many of them do offer a flat cash back for all purchases, and even a higher cash back across rotating categories like dining, groceries and shopping.

Best Cash Back Credit Cards List 2020

So, here we have brought for you the top cashback credit cards offer which you would find quite mesmerizing with the offers they provide. These credit card can be clubbed up as follows:

  1. Discover it® Cash Back: Cash Back Card with Best Welcome Bonus
  2. Chase Freedom®: Finest Cash Back Cards with Rotating Categories
  3. Bank of America® Cash Rewards credit card: Best Cash sign-up bonus credit card
  4. Citi® Double Cash Card – 18 month BT offer: Best No-Fee Flat-Rate Cash Back Card
  5. Capital One® Quicksilver® Cash Rewards Credit Card: Best Flat rate credit card
  6. Chase Freedom Unlimited®: Best Money-Back Credit Card with Rotating Categories
  7. Blue Cash Preferred® Card from American Express: Best Cash Back Card for Groceries
  8. Capital One® SavorOne® Cash Rewards Credit Card: Best Cash Back Card for Restaurant Lovers
  9. U.S. Bank Cash+™ Visa Signature® Card: the most Customizable rewards credit card.
  10. HSBC Cash Rewards Mastercard® credit card: Best Card offering Annual 10{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} rewards bonus

1. Discover it® Cash Back

Discover it® Cash Back has the most unique way to offer the best welcome bonus for a cashback card. It is quite difficult to beat 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on up to $1,500 in spending per quarter. Moreover, it offers some bonus categories where many of us spend a lot. Discover it® Cash Back card works well as either an everyday card or a backup credit card.

Specifications Covered

  • ANNUAL FEE: $0
  • REGULAR APR: 13.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 24.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 14 months
  • WELCOME BONUS: Unlimited first-year cash back match
  • Rewards: You can Earn 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on up to $1,500 each quarter which is applied in rotating categories*, plus 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all other purchases

Highlighted Features:

  • INTRO OFFER: all the cashback you’ve earned will be matched at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
  • At different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more you can Earn 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback each time you activate.
  • You can earn unlimited 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all other purchases – automatically.
  • You can redeem credit card cashback any amount, any time.
  • Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • You also get an alert if we find your Social Security number on any of thousands of Dark Web sites. * You can Activate this for free.
  • It is no annual fee credit card.

Pros

  • 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on rotating spending categories throughout the year
  • Cashback match doubles your earnings at the end of the first year
  • No minimum cashback redemption
  • purchases earn 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback.
  • A good chance of earning bonus cash back on famous merchants
  • There’s no signing up.

Cons

  • 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} bonus cash back rate is limited to $1,500 per quarter in spending
  • Bonus categories must be activated quarterly
  • Low 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} base reward rate on everything else

Verdict: We recommend Discover it® Cash Back For moderate spenders who are ready to manage the spinning categories to maximize the 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} bonus credit card rate they get.

2. Chase Freedom®

The Chase Freedom card offers a main category similar to those offered by Discover. You could get 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on credit cards at grocery stores and from PayPal purchases. The advantages derived from the credit card depends on your spending. It gives you an added benefit of a 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} APR for 15 months.

Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 16.99{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months
  • WELCOME BONUS: $200 bonus
  • Rewards Rate:

5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Earn 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on credit card which is up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} categories each quarter.

1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Unlimited 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all other purchases – it’s automatic

Highlighted Features:

  • When you have you spend $500 on purchases in your first 3 months from account opening you are eligible to earn a $150 Bonus.
  • You can earn 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on up to $1,500 in combined with the purchases in bonus categories each quarter you activate. Thus, you can enjoy new 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} categories each quarter!
  • There is Unlimited 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all other purchases – it’s automatic
  • There is 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} is charged.
  • There is a 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro balance transfer fee when you transfer a balance during the first 60 days of your account opening, with a minimum of $5.
  • It is best cashback credit cards no annual fee.
  • Cash Back credit card rewards do not expire as long as your account is open and also there is no minimum limit to redeem for credit cashback.
  • Free credit score, which is updated weekly with Credit Journey℠

Pros

  • Attractive welcome bonus
  • Cash Back credit card rewards don’t expire
  • 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back on rotating bonus categories

Cons

  • Requires effort to manage rotating bonus categories
  • 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback limited to $1,500 in purchases quarterly
  • High regular APR

Verdict: We recommend the Chase Freedom card as the best cashback cards with rotating categories offering High rewards rates with the added benefit of a 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} APR for 15 months. Thus, it is the best pick for 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} categories and cash bonus rewards on the card. As it is the highest cashback credit card.

3. Bank of America® Cash Rewards credit card

With you get the option to get a 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} bonus on online shopping across a wide variety of retailers. Moreover, this 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} return can go as high as 5.25{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} back in case you qualify for the top tier of the Preferred credit card Rewards program which will invariably depend upon your banking relationship with Bank of America. Thus, it offers a rich offer for new cardholders with a semi-customizable rewards structure.

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Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Introductory APR for 15 billing cycles for purchases, and any balance transfers made in the first 60 days
  • Intro Bonus: $200
  • Rewards Rate:

3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – You can Earn 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cash back in the category of your own choice.

2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – You can Earn 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)

1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – You can Earn unlimited 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all other purchases done

Moreover, the earnings of the Bank of America credit card can be grouped into three tiers based on the 3-month average account balance, that can be depicted as:

Spending Categories Cashback Regular Cardholder get Tier 1 – Gold ($20,000 – $50,000) Tier 2 – Platinum ($50,000 – $100,000) Tier 3 – Platinum Honors ($100,000+)
3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Bonus Category 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} 3.75{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback 4.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback 5.25{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback
2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Bonus Categories 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} 2.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback 3.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback
Other Spending 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} 1.25{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback 1.75{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback

Highlighted Features:

  • There is no annual fee
  • You will get a $200 online cash credit card rewards bonus when you make at least $1,000 in purchases in the first 90 days of your Bank of America credit card account opening
  • You can earn 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cash back in the category of your choice, 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} at grocery stores and also at wholesale clubs which is up to $2,500 in combined choice category that includes grocery store/wholesale club quarterly purchases as well as unlimited 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback offered on all other purchases
  • There is 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Introductory APR for 15 billing cycles for purchases, and any balance transfers made in the first 60 days. After that Bank of America card intro, APR offer ends, 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR will apply. A 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} fee or a minimum of $10 applies to all the balance transfers
  • There is no expiration on rewards
  • If you’re a Preferred Rewards member, you can earn 25{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} to 75{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} more points on every purchase you make.

Pros

  • You get a great bonus credit card offer: $200 online cash rewards bonus after you make at least $1,000 in purchases
  • Earn 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback in a category you choose and 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} at grocery stores and wholesale clubs, on up to $2,500 per quarter
  • Preferred Rewards program customers can earn credit card rewards bonuses of 25{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} to 75{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}.

Cons

  • The rewards structure is somewhat complicated.
  • you can earn more credit card rewards with a simple flat-rate card which pays an unlimited 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} or 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on everything.

Verdict: Bank of America card just offers you a Cash sign-up bonus. We recommend this credit card cashback only if you use other Bank of America products like their savings and investment accounts.

4. Citi® Double Cash Card – 18 month BT proposal

The Citi® Double Cash Card – 18 months BT offer is one of the best rewards cards as it offers simple: straight cashback with no points, no bonus categories to keep track of. Moreover, The Citi Double Cash Cardholders will get a fantastic reward rate.

Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Balance Transfers for 18 months
  • Intro Bonus: No current offer
  • Rewards Rate:

2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Earn cash back twice. You can Earn 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} credit card cashback on every purchase with an unlimited 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback when you buy, plus an additional 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} as you pay for those purchases.

Highlighted Features:

  • You can earn cashback twice. You can Earn 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} credit card cashback on every purchase with an unlimited 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback when you buy, plus an additional 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} as you pay for those purchases.
  • You need to pay at least the minimum due on time, to earn cashback.
  • You also have a Balance Transfer Offer: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro APR on Balance Transfers for 18 months. After that, based on your line of credit your variable APR will be 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}– 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}.
  • You can see Click ‘Apply Now’ to see the applicable balance transfer fee and how balance transfer impacts interest on purchases.
  • It is to be noted that Balance Transfers do not earn cashback.
  • Citi Flex Plan offers are made available at Citi’s discretion.
  • The standard variable APR for Citi Flex Plan cash card is 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}– 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} based on your creditworthiness.

Pros

  • It offers 18 month BT offer’s combined 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback credit card rate on all purchases
  • There is no annual fee
  • You can avail Cashback as a statement credit, a credit card gift card or a check in the mail.

Cons

  • The offer does not include a sign-up card bonus
  • There are no bonus card categories associated with the card.
  • There’s a minimum credit card cashback redemption of $25.

Verdict: We recommend Citi Double Cash Card as a cash-back credit card with the best cashback credit cards with no annual fee as well as the best credit card to use for each purchase. Moreover, it is a great credit card option for those that don’t use their credit card internationally. Therefore, it is the best-suited option for those who only want one credit card as well as are not willing to pay an annual fee and enjoy the simplicity of cashback.

5. Capital One® Quicksilver® Cash Rewards Credit Card

The Capital One® Quicksilver® Cash Rewards Credit Card offers a mix of rewards rate, redemption simplicity, 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro period and sign-up bonus. Thus, it offers the best credit card rewards.

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Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months
  • Intro Bonus: $150
  • Rewards Rate

1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Earn unlimited 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on every purchase, every day

Highlighted Features:

  • You get One-time $150 cash bonus after you spend $500 on purchases within 3 months from Capital One credit card account opening
  • Earn unlimited 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on every purchase, every day
  • There is no rotating categories cashback or sign-ups needed to earn cash rewards.
  • The cashback does not expire for the life of the account.
  • there’s no limit to how much you can earn
  • There is a 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro APR on balance transfers for 15 months; 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}-25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} variable APR after that; 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}
  • fee on the amounts transferred within the first 15 months
  • You need not pay any annual fee or foreign transaction fees
  • You need to see if you get to qualify for a better offer with Capital One cards.

Pros

  • $0 pays an unlimited 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on everything.
  • you can redeem cashback in any amount at any time.
  • outstanding introductory APR offer: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months
  • There’s also a nifty sign-up bonus
  • The annual fee is $0 or you can say there is no annual fee.

Cons

  • No bonus categories.
  • Best as a secondary card in case you’re a hardcore rewards maximizer.

Verdict: We recommend Capital One as Flat rate credit card with no minimum card redemption value and offering the best credit card rewards.

6. Chase Freedom Unlimited®

The Chase Freedom Unlimited® pays you 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on the first $20,000 spent in your first year. Thus, it is the best flat-rate credit card offered.

Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 16.99{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months
  • Intro Bonus: Double Cash Back
  • Rewards Rate

3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Earn 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all purchases in your first year up to $20,000 spent.

1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Earn unlimited 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all purchases after an initial $20,000 spent in your first year.

Highlighted Features:

  • With New Offer of Double Cash Back you will Earn 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all purchases in your first year up to $20,000 spent. After that, you can earn unlimited 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all purchases.
  • There is 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}.
  • You will be charged a Balance transfer fee which is 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} of the amount transferred, or a minimum of $5
    There is no minimum amount to redeem for cashback
  • The Cash Back rewards do not expire as long as your account is open
  • You get a Free credit score, that is updated weekly with Credit Journey
  • There is no annual fee

Pros

  • you get a stellar cash-back rate to start with
  • you get a nice, long 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} APR period
  • you can use the card for a big purchase
  • rewards on this card can be transferred to other cards that earn Chase Ultimate Rewards

Cons

  • Chase eliminated the $150 cash sign-up bonus

Verdict: We recommend Chase Freedom Unlimited card as the best flat-rate credit card deal with a $0 as an annual fee.

7. Blue Cash Preferred® Card from American Express

The Blue Cash card is a Preferred card that offers excellent credit card rewards on groceries and fuel for families, as well as a strong welcome card bonus that covers over two years of annual fees.

best cash back rewards credit card

Specifications Covered:

  • ANNUAL FEE: $95
  • REGULAR APR: 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro APR on Purchases and Balance Transfers for 12 months
  • Intro Bonus: $250
  • Rewards Rate:

6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back at U.S. supermarkets which is up to $6,000 per year in purchases and then reduced to 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}

6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back on select U.S. streaming subscriptions

3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back on transit which includes taxis/rideshare, parking, tolls, trains, buses and more

3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back at U.S. gas stations

1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back on other purchases

Highlighted Features:

  • You can earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months of card purchased.
  • There is a NEW 6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back on select U.S. streaming subscriptions.
  • There is a NEW 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back on transit which includes taxis/rideshare, parking, tolls, trains, buses and more.
  • You get 6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back at U.S. supermarkets on up to $6,000 per year in purchases and then reduced to 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}
  • You get 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back at U.S. gas stations.
  • You get 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back on other purchases.
  • the U.S. started accepting American Express Cards Over 3 million more places in 2017 and 2018.
  • There is Low intro APR of 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} for 12 months on purchases and balance transfers, then a variable rate, currently 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} to 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}
  • There is an annual fee of $95.
  • The Terms & conditions do apply.

Pros

  • 6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback rate at U.S. supermarkets and its 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} rate at U.S. gas stations
  • 6{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on select U.S. streaming subscriptions
  • All other purchases earn 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} back.
  • Easy-to-get welcome bonus credit card
  • High cashback rewards in some categories
  • No enrolment is required, cashback is automatic
  • the annual fee is high for a cash-back card

Cons

  • the cashback will offset the annual fee when you spend at least $31 a week at the supermarket.
  • 2.7{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} foreign transaction fee
  • High 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cash advance fee
  • You may face trouble using it in some places.

Verdict: We recommend Blue Cash Preferred card as the Best Cash Back Card for Groceries.

8. Capital One® SavorOne® Cash Rewards Credit Card

The Capital One SavorOne card is a perfect cashback credit card for those who spend a lot at bars, restaurants, and outing. Thus, it is a highly recommended credit card for Dining and entertainment. But it carries an annual fee of $95.

cash back credit cards

Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months
  • Intro Bonus: $150
  • Rewards Rate

3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – You can Earn an unlimited 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cash back on dining and entertainment

2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Earn 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} at grocery stores

1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – Earn 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on all other purchases

Highlighted Features:

  • You can Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from Capital One SavorOne card account opening
  • You can earn an unlimited 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cash back on credit card spent on dining and entertainment, 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} at grocery stores and 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on all other purchases
  • There is No rotating categories or sign-ups needed to earn cash rewards.
  • The credit card cashback does not expire for the life of the account and there’s no limit to how much you can earn
  • There is 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro APR on purchases for 15 months; 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} variable APR after that
  • There is a 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro APR on balance transfers for 15 months; 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} variable APR after that; 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}
  • fee on the amounts transferred within the first 15 months
  • There is no foreign transaction fee
  • There is no annual fee

Pros

  • No foreign transaction fees
  • Excellent 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} dining and entertainment cashback rate
  • Earn unlimited cashback
  • No minimum redemption amounts

Cons

  • Outside of dining and entertainment, credit cards rewards rates are lackluster
  • High regular APR
  • 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} balance transfer fee on transfers within the first 15 months

Verdict: We recommend The Capital One SavorOne credit card for those who spend a lot at bars, restaurants. So, it is the best credit card for cashback.

9. U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+ credit card Offers a unique card rewards system and is best suited for people who don’t actively manage their credit card accounts.

Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.24{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR* balance transfers for 12 billing cycles
  • Intro Bonus: $150
  • Rewards Rate:

5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.

2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on your choices of one everyday category, like gas stations or grocery stores.

1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback is given on eligible net purchases.

Highlighted Features:

  • You can earn up to $550 cashback in the first year.
  • There is a $150 bonus after spending $500 in eligible net purchases within the first 90 days of U.S. Bank
  • Cash+™ Visa Signature® Card account opening.
  • There is 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cashback!
  • There is 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on your choices of one everyday category, like gas stations or grocery stores.
  • There is 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback is given on eligible net purchases.
  • There is No limit on total cash back earned.
  • There are 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR* on balance transfers for 12 billing cycles. After 12 billing cycles, a variable APR currently will be 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.24{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}
  • There is no annual fee
  • There exists a Great Offer from U.S. Bank, as a 2019 World’s Most Ethical Company® – Ethisphere Institute, February 2019

Pros

  • a rotating category card with a twist
  • you can pick your bonus categories credit card.
  • You do earn 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback in two categories you choose.
  • You get a complimentary loss and damage coverage on rental cars.
  • unlimited 2{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback in one other category of your choice; and 1{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on all other spendings.
  • a good sign-up bonus credit card is also offered.
  • There is no annual fee.
  • You also get a 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} introductory APR period on both purchases and balance transfers.

Cons

  • It involves more work than flat-rate cards.
  • You need to pick your categories each quarter.

Verdict: We recommend U.S. Bank Cash+ Visa Signature as the most Customizable rewards credit card. The rewards rates offered makes it the best credit card for everyday spending.

10. HSBC Cash Rewards Mastercard® credit card

It offers solid rewards, annual bonuses and no annual fee from which one can earn an Annual 10{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} rewards bonus. Thus, it is a good credit card option for people with good credit. So, it can be categorized as 10 {367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback credit card.

Specifications Covered:

  • ANNUAL FEE: $0
  • REGULAR APR: 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 24.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}, Variable
  • INTRO APR: 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR for 12 months on purchases and balance transfers, then a 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 24.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} variable APR.

Highlighted Features:

  • You earn unlimited 1.5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback on all purchases.
  • You can Earn an Introductory 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Cash Back offer on all purchases in the first 12 months from account
  • opening, up to the first $10,000 in purchases
  • There is a 10{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Anniversary Bonus on all Cash Rewards earned once a year.
  • There is No Annual Fee.
  • There is a 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR for 12 months on purchases and balance transfers, then a 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 24.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} variable APR.
  • There are No Foreign Transaction Fees.
  • There is $0 liability for unauthorized purchases.
  • The other Terms also Apply.

Pros

  • It offers an annual 10{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} bonus credit card on all cash rewards earned in the preceding year.
  • The annual fee is $0 or it is a no annual fee credit card.

Cons

  • There’s no prospect to earn added credit card rewards on certain purchases.

Verdict: We recommend HSBC Cash Rewards MasterCard as the card offering an Annual 10{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} rewards bonus credit card.

Credit Card Best For Intro APR Regular APR Annual Fee
3Discover it® Cash Back Opt-in categories and a unique bonus 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 14 months 13.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 24.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
Chase Freedom® 5{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} categories and a cash bonus 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months 16.99{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
Bank of America® Cash Rewards credit card Cash sign-up bonus 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
Citi® Double Cash Card – 18 month BT offer Flat-rate cash back 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Balance Transfers for 18 months 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
Capital One® Quicksilver® Cash Rewards Credit Card Flat rate + no minimum redemption 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
Chase Freedom Unlimited® 3{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} cashback for starters 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance 16.99{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
Blue Cash Preferred® Card from American Express Groceries, gas, and commuting 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} intro APR on Purchases and Balance Transfers for 12 months 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $95
Capital One® SavorOne® Cash Rewards Credit Card Dining and entertainment 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} on Purchases and Balance Transfers for 15 months 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
U.S. Bank Cash+™ Visa Signature® Card Customizable rewards 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR* balance transfers for 12 billing cycles 15.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 25.24{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Variable APR $0
HSBC Cash Rewards Mastercard® credit card Annual 10{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} rewards bonus 0{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} Intro APR for 12 months on purchases and balance transfers, then a 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 24.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} variable APR. 14.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39} – 24.74{367c01af22dc6c3a8611ff25983b0f0a247ed9fc1c45fd9103ad49b47a0c5f39}, Variable $0

Conclusion:

There exist numerous credit cards in the market offering different services as well as specialized in different niches they serve. Thus, finding the best cashback credit card is a tuff task to accomplish. So, by now you can compare and analyze the cashback offered by different credit cards as well as credit card rewards offered which will help you to choose the one for yourself.

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